What is Yield to Maturity (YTM)?
Before you use the Bond Yield to Maturity Calculator, lets first look at a few financial terms and their meaning to ensure you are confident in the numbers you are entering and therefore happy with the Bond to Yield calculation.
Yield to Maturity (YTM) is, simply, the amount you expect to get in return when the bond is held until its maturity date. YTM is typically used for long-term bond investments though the interest rates are applied and calculated annually.
When calculating YTM, it is assumed that all interest (Coupons) are reinvested back into the bond. In financial terms, this is known as a Compound Investment, that is using the assets / money raised from the initial investment to raise additional funds. So, in simple terms, the money you earn also starts to earn money. You can read more about Compound interest and use the online Compound Interest Calculator here.
This Bond Yield to Maturity Calculator shows the Yield to Maturity and Current Yield percentages based on Current Price, Par Value, Coupon Rate and number of Years to Maturity
Explanations for these terms will appear in the information box below the calculator as the cursor passes over the input boxes.
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| Current Value of Fund - The value of the fund today, or at the start of the plan | |||
You may also be interested in the Bond Yield - Current Price Calculator
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Frequently Asked Questions
Does filing status change these numbers?
Yes—brackets, deductions, credits, and phaseouts vary by status. Switch status in the full calculator.
Can I model Spanish-language IRS forms?
Sí—consulta la sección “Formas tributarias Españolas” en el hub (por ejemplo, 433A/B/F en español).
Can I claim the credit for older children?
Only qualifying children under the IRS age and dependency rules are eligible for the full credit.
Can I claim EITC without children?
Yes, provided income and age requirements are met.
Is Medicare tax the same as Social Security tax?
No. Social Security has a wage cap, while Medicare does not. Compare both using the Combined FICA Calculator.
Important Notes
All calculations are estimates for guidance only. Always review your return and consider professional advice when submitting official filings.