Tax Form Calculator
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The Roth IRA Calculator provides and annual projection of your investment and how the interest growth accumulates during the period of your pension plan. Unlike Traditional IRA Pension plans, with Roth IRA (Individual Retirement Agreement) you pay tax on your contributions as you pay into the fund, but withdraw the funds tax-free in retirement.

You may also like to try our Traditional IRA calculator and / or compare pensions plans using the Retirement Savings Comparison - ROTH and IRA calculator.

Roth IRA Calculator
Detail Figures Comments
Annual Contribution $ Enter your annual contribution either before or after tax
Contribution is amount paid Select "Before Tax" or "After Tax" from dropdown
Current Tax Rate (only required if contribution is before tax)
Nett Amount Annual contibution allowing for tax.
Saving period (years) Number of years to maturity
Rate of Return (%) Interest rate payable annually on anniversary
Maturity amount $ Total fund you can withdraw for your retirement on maturity

The payment schedule below is based on a fixed annual contribution and rate of return as above

Payment Schedule
Payment number Nett Payment Amount Interest Balance

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Roth IRA Calculator

Tip: use the Advanced Tax Calculator and enter your IRA payments to see how this affects your taxable income. Depending on your current income and the income you expect to have during retirement, you may pay less tax and access more or your earning with a Traditional IRA Pension. Use the Retirement Savings Comparison - ROTH and IRA calculator to compare how the two pension plans could work to your advantage in retirement.

The Roth IRA Calculator provides and annual projection of your investment and how the interest growth accumulates during the period of your pension plan.

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Frequently Asked Questions

Can I estimate the General Business Credit?

Start with Form 3800 and then reflect the credit here.

How much would a 401(k) contribution change my net?

Model it with the 401(k) Calculator then rerun this page with your pre-tax amount.

Considering an IRS Offer in Compromise?

Read through Form 656-B to understand eligibility and steps.

What does FICA include?

FICA includes Social Security and Medicare payroll taxes withheld from employee wages.

Is there a quick pay-frequency comparison?

Yes—switch frequency on this page; for employer filings see 941 vs 944.

Important Notes

All calculations are estimates for guidance only. Always review your return and consider professional advice when submitting official filings.