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Illinois Tax Calculator

The Illinois (IL) Tax Calculator is updated for the 2026/27 tax year. Illinois applies a flat-rate state income tax. This tool estimates your Illinois state tax alongside federal income tax, Social Security, and Medicare to show projected take-home pay.

Quick Access Tools

Quick Illinois Tax Calculator

Enter income and filing status, then select Calculate for instant results. Use tabs to add itemized deductions, dependents, retirement deferrals, and withholdings. Illinois has no local wage income tax; leave Local Taxes off unless modeling a custom scenario.

Input key: F Used in Federal tax calculations S Used in State tax calculations

Quick Tax Calculation Detailed Tax Calculation
Filing Information Quick Inputs Income Details Deductions & Adjustments State Options IRA, Pensions & Annuities Withholdings

Filing Information

Set your filing status, dependants and personal details so the calculator can apply the correct Federal and State rules.

Quick Inputs

Provide a summary of your income and deductions to calculate your Federal and State tax position quickly.

Income Details

Enter the specific types of income that contribute to your Federal Adjusted Gross Income.

For Schedule B

Deductions & Adjustments

Deductions & Adjustments

Include any adjustments to income that reduce your Federal/State Adjusted Gross Income.

State Options

Some states apply local income taxes in addition to State tax. Enter your local rate if it applies.

IRA, Pensions & Annuities

Enter the details for your retirement contributions and income sources, which are used to compute values on **Form 8606**. This includes contributions to traditional IRAs, 529 savings plans, and rollovers, as well as income from rental properties, farms, unemployment, and other sources. Additionally, provide information on any disaster-related distributions or IRA rollovers you’ve made, and enter your capital gain distributions if applicable. These inputs are essential for accurately calculating your total retirement-related income and determining your tax liabilities or benefits, specifically regarding IRA deductions and distributions as outlined in **Form 8606**.

Withholdings

Enter withheld amounts to calculate refund or balance due.

How to Calculate Income Tax in Illinois for 2026/27

  1. Enter your gross annual income and any adjustments.
  2. Choose your filing status (Single, Married filing jointly, etc.).
  3. Click Calculate to view Illinois state tax, federal taxes, FICA/Medicare, and take-home pay.

Advanced Options

  • Compare itemized deductions with the federal standard deduction.
  • Model IRA/401(k) deferrals and other pre-tax benefits.
  • Add dependents to reflect child-related credits.
  • Enter withholdings (federal, state, Medicare, Social Security) to project refund or balance due.

Related Calculators

Common Illinois Forms & Schedules

Browse the essential Illinois (IL) tax forms used for personal and business income tax filing. Common examples include Form IL-1040 (Individual Income Tax Return) and Schedule M (Other Additions and Subtractions), along with credits, withholding, and estimated payment schedules supporting Illinois taxpayers.

Additional Resources

Frequently Asked Questions

Quick answers for Illinois filers: flat-rate state tax, federal coordination, deductions, dependents, and withholdings.

Mortgage vs take-home planning

Try the Mortgage Calculator and revisit this IL page.

Where do I mail the completed IL-1040-V and payment?

Mail the completed voucher and payment to the address printed on the voucher (Illinois Department of Revenue, Springfield IL 62726-0001) unless told otherwise during filing.

Do charitable gifts affect IL tax?

IL doesn’t mirror federal itemized deductions; charitable gifts matter federally, not typically for IL base.

Why don’t my payroll brackets match?

Employer systems use rounding/timing and supplemental methods; small variances are normal.

Does Illinois tax Social Security or pension income?

No. Illinois exempts most retirement income—including Social Security, pensions, and IRA withdrawals—from state income tax. These subtractions are reported on Schedule M.

Important Notes

All calculations are estimates for guidance only. Always review your return and consider professional advice when submitting official filings.