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New Jersey Tax Calculator

The New Jersey (NJ) Tax Calculator is updated for the 2026/27 tax year. It estimates your New Jersey state income tax, federal income tax, and FICA/Medicare contributions. New Jersey applies a progressive income tax with rates that vary by filing status and income level. This calculator helps residents and nonresidents estimate their combined state and federal taxes for 2026/27.

New Jersey allows numerous credits, including the Earned Income Credit, Property Tax Credit, and Child and Dependent Care Credit. Use the calculator to explore how deductions and credits impact your total tax liability.

Quick Access Tools

Quick New Jersey Tax Calculator

Enter your income and filing status, then click Calculate. Use additional tabs to model itemized deductions, dependents, property tax credits, and retirement savings. For nonresidents, you can adjust the percentage of New Jersey income to estimate your partial tax liability.

Input key: F Used in Federal tax calculations S Used in State tax calculations

Quick Tax Calculation Detailed Tax Calculation
Filing Information Quick Inputs Income Details Deductions & Adjustments State Options IRA, Pensions & Annuities Withholdings

Filing Information

Set your filing status, dependants and personal details so the calculator can apply the correct Federal and State rules.

Quick Inputs

Provide a summary of your income and deductions to calculate your Federal and State tax position quickly.

Income Details

Enter the specific types of income that contribute to your Federal Adjusted Gross Income.

For Schedule B

Deductions & Adjustments

Deductions & Adjustments

Include any adjustments to income that reduce your Federal/State Adjusted Gross Income.

State Options

Some states apply local income taxes in addition to State tax. Enter your local rate if it applies.

IRA, Pensions & Annuities

Enter the details for your retirement contributions and income sources, which are used to compute values on **Form 8606**. This includes contributions to traditional IRAs, 529 savings plans, and rollovers, as well as income from rental properties, farms, unemployment, and other sources. Additionally, provide information on any disaster-related distributions or IRA rollovers you’ve made, and enter your capital gain distributions if applicable. These inputs are essential for accurately calculating your total retirement-related income and determining your tax liabilities or benefits, specifically regarding IRA deductions and distributions as outlined in **Form 8606**.

Withholdings

Enter withheld amounts to calculate refund or balance due.

How to Calculate Income Tax in New Jersey for 2026/27

  1. Enter your total income and any deductions or adjustments.
  2. Select your filing status and applicable credits (resident or nonresident).
  3. Click Calculate to estimate your state and federal tax liabilities, take-home pay, and potential refund.

Advanced Options

  • Add Property Tax Deduction or Credit where applicable.
  • Toggle dependents and child-related credits to adjust your refund estimate.
  • Include IRA or 401(k) contributions to reflect pre-tax savings.
  • Enter withholdings for state, federal, Medicare, and Social Security to calculate refund or balance due.

Related Calculators

Additional Resources

Frequently Asked Questions

Common questions for New Jersey filers, including property tax deductions, earned income credits, and nonresident filing requirements.

Are union dues deductible in New Jersey?

Yes—union dues and certain mandatory employee contributions are deductible on the NJ-1040.

Does New Jersey tax gambling winnings?

Yes—all gambling winnings are taxable and must be reported on Form NJ-1040, regardless of source.

Does New Jersey have SDI limits?

Yes—SDI applies to wages up to the annual taxable wage base, which changes yearly. Check NJDOL for 2026 thresholds.

What is the NJ minimum tax for corporations?

Ranges from $500 to $2,000 depending on gross receipts.

Does New Jersey have an Alternative Minimum Tax (AMT)?

No—New Jersey does not impose its own AMT.

Important Notes

All calculations are estimates for guidance only. Always review your return and consider professional advice when submitting official filings.