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Texas Tax Calculator

The Texas (TX) Tax Calculator is updated for the 2026/27 tax year. Texas has no state income tax, so this tool estimates your federal income tax, FICA, and Medicare, then shows your net take-home pay.

Quick Access Tools

Quick Texas Tax Calculator

Enter income and filing status, then select Calculate. Use tabs to add itemized deductions, dependents, retirement deferrals, and withholdings. Texas has no local income tax, so leave Local Taxes off.

Input key: F Used in Federal tax calculations S Used in State tax calculations

Quick Tax Calculation Detailed Tax Calculation
Filing Information Quick Inputs Income Details Deductions & Adjustments State Options IRA, Pensions & Annuities Withholdings

Filing Information

Set your filing status, dependants and personal details so the calculator can apply the correct Federal and State rules.

Quick Inputs

Provide a summary of your income and deductions to calculate your Federal and State tax position quickly.

Income Details

Enter the specific types of income that contribute to your Federal Adjusted Gross Income.

For Schedule B

Deductions & Adjustments

Deductions & Adjustments

Include any adjustments to income that reduce your Federal/State Adjusted Gross Income.

State Options

Some states apply local income taxes in addition to State tax. Enter your local rate if it applies.

IRA, Pensions & Annuities

Enter the details for your retirement contributions and income sources, which are used to compute values on **Form 8606**. This includes contributions to traditional IRAs, 529 savings plans, and rollovers, as well as income from rental properties, farms, unemployment, and other sources. Additionally, provide information on any disaster-related distributions or IRA rollovers you’ve made, and enter your capital gain distributions if applicable. These inputs are essential for accurately calculating your total retirement-related income and determining your tax liabilities or benefits, specifically regarding IRA deductions and distributions as outlined in **Form 8606**.

Withholdings

Enter withheld amounts to calculate refund or balance due.

How to Calculate Income Tax in Texas for 2026/27

  1. Enter gross income and any adjustments.
  2. Choose your filing status (Single, Married filing jointly, etc.).
  3. Click Calculate to view federal taxes, FICA/Medicare, and take-home pay.

Advanced Options

  • Toggle itemized deductions to compare with the federal standard deduction.
  • Model IRA/401(k) deferrals and other pre-tax benefits.
  • Add withholdings (federal, Medicare, Social Security) to project refund/balance.
  • Include dependents and child-related credits in the estimate.

Related Calculators

Common Texas Forms & Schedules

Explore key Texas (TX) tax forms used for business and franchise reporting. Although Texas has no personal income tax, businesses must file franchise and sales tax returns such as Form 05-158 (Franchise Tax Report) and Form 05-102 (EZ Computation Report). These forms help determine franchise tax liability, extensions, and no-tax-due status for qualifying entities.

Additional Resources

Frequently Asked Questions

Quick answers for Texas filers: no state income tax, federal-only estimates, deductions, and withholdings.

What about unemployment taxes in Texas?

Employers pay state unemployment tax (SUTA), but it doesn’t affect employee paychecks.

How does the absence of income tax affect retirees in Texas?

Retirees benefit since pensions, IRAs, and Social Security are untaxed at the state level.

What is the Texas franchise tax rate?

For 2025, typically 0.375% for retail/wholesale and 0.75% for other businesses over $2.47 million in revenue.

Does Texas tax Social Security benefits?

No. Social Security benefits are only federally taxable, if at all.

Where can I find local Texas tax rates?

See the Texas Tax Calculator or your local county website for property and sales rates.

Important Notes

All calculations are estimates for guidance only. Always review your return and consider professional advice when submitting official filings.